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How to write 2 lakh in a cheque

GeneralClass 12AllAnswered 27 Mar 2026
Answer

To write 2 lakh (200,000) on a cheque in India, you write "Two lakh only" or "Rupees two lakh only" in the words section. The Indian banking system recognizes the lakh denomination as standard, so there's no need to convert it to "two hundred thousand" unless you're writing an international cheque. In the numerical amount box, you'd write "₹2,00,000/-" following the Indian numerical format with the distinctive comma placement after the first three digits, then every two digits thereafter.

Proper cheque writing requires attention to several details beyond the basic amount. Always start writing from the extreme left of the words section to prevent insertion of additional words, and draw a line from the end of your written amount to the right edge. Use clear, legible handwriting—preferably in capital letters or neat cursive—since unclear writing can lead to processing delays or rejection. The "only" at the end is legally important, confirming the amount is complete with no paise. Ensure your written amount perfectly matches the numerical figure; if they differ, banks typically honor the written amount as it's harder to alter. Sign the cheque exactly as per your bank's signature specimen, and always fill in the date properly. Missing or incorrect details, especially mismatched amounts, are among the most common reasons banks dishonor cheques.

General · Class 12